Author(s)

Zhe Chen, Hanyuan Liang

Corresponding Author

Hanyuan Liang

Abstract

Microfinance has its unique operation mode provides financial services for rural poverty groups. but problems still exist in the actual implementation: high credit risk, low credit interest rates, lack of supervision legal and credit system, etc. This paper puts forward suggestions on optimizing the internal system of institutions and strengthening the supervision of the competent departments, so as to promote the stable and comprehensive development of rural microfinance in China.

Keywords

Microfinance, Precision Poverty Alleviation, Poverty area