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Web of Proceedings - Francis Academic Press
Web of Proceedings - Francis Academic Press

Research on Credit Rating System Based on the Value of Small and Medium-sized Logistics Enterprises

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DOI: 10.25236/mfssr.2019.130

Author(s)

Zhang Li

Corresponding Author

Zhang Li

Abstract

With the development and application of modern information technology, modern logistics not only becomes a third-party professional service provider, but also extends more and more new value-added services. Many small and medium-sized logistics enterprises have also developed, but the accompanying financing problems seriously restrict the growth of small and medium-sized logistics enterprises. Credit evaluation is the key link of credit risk control. An effective credit evaluation system can not only ensure the safety of bank credit funds, but also ensure the continuous and efficient development of credit business. On the basis of comprehensive reference to the general enterprise credit evaluation index system, fully consider the characteristics of small and medium-sized logistics enterprises, and introduce the five aspects of capital structure, management capability, economic strength, loan credit reputation and development potential around the factors affecting the credit of small and medium-sized logistics enterprises. In the credit evaluation system of small and medium-sized logistics enterprises, an evaluation system that can reasonably reflect the credit of small and medium-sized logistics enterprises was established, and an empirical analysis was carried out to test the feasibility of the system.

Keywords

Small and Medium-sized Logistics Enterprises, Value, Credit Rating System