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China's Internet Financial Risks and Countermeasures

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DOI: 10.25236/fmess.2017.41


Hangyu Xu

Corresponding Author

Hangyu Xu


China's Internet finance has gone through three stages of development. At present, it shows the characteristics that the competition in the industry increases, the competition and cooperation between the new institutions and the traditional institutions exist together, and the development of the industry gradually enter into the regulatory era. Furthermore, this paper analyzes the information security risk, operational risk, credit risk, business risk and legal and reputation risk of China's Internet finance, and analyzes five major problems that China's Internet finance was facing. In this regard, in order to prevent China's Internet financial risks, this paper puts forward the corresponding countermeasures and suggestions.


Internet Finance, Risks, Countermeasures.