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Analysis on the Impact of Internet Finance on College Students' Consumption Behavior and Financial Concepts in the New Era Using Mathematical Statistical Method

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DOI: 10.25236/icebfm.2019.087

Author(s)

Changpeng Lin

Corresponding Author

Changpeng Lin

Abstract

In the context of the new era, people's consumption behavior and financial management concept have also undergone tremendous changes, including our college students, a relatively special group. Therefore, the author uses mathematical statistics to analyze the impact of Internet Finance on college students' consumption behavior and financial management concept in the new era. Research shows that college students, as the main force of online shopping, undoubtedly occupy an important position in the consumer market. Internet credit has a far-reaching impact on their consumption concept and financial management behavior. In the Internet financial consumption, some bad platforms use the bad consumption psychology of college students to conduct online lending to college students, which makes college students fall into the trap of bad online lending. In turn, it has a huge negative impact on the normal study life of college students, and even leads to campus tragedy. It is imperative to strengthen the education of college students' consumption.

Keywords

Mathematical Statistical Methods, Internet Finance, New Era, College Students' Consumption Behavior, Financial Management Concept