Author(s)

Wenjing He

Corresponding Author

Wenjing He

Abstract

Under the background of the new economic era, Internet finance has appeared in people's views, and injected strong power to the development of social economy. Especially for small and micro enterprises, the traditional “financing difficulty” problem has been efficiently solved, and circulating funds existing in the market can be used for better recreation. Although science and technology have promoted the development of society, the resultant financial chaotic phenomena are also emerging in endlessly. With the emergence of various P2P lending platforms, the security of economy cannot be effectively guaranteed. In order to settle these problems and exert the advantages of the Internet economy, block chain technology has attracted a lot of attention in recent years, of which the distributed bookkeeping method and smart contract method can alleviate the contradictions between people and P2P lending platforms. Therefore, this paper takes the risk control of P2P lending platforms based on the block chain technology as the research objects, and searches out the way to better integrate the block chain technology into the solution of the problems of P2P lending platforms, hoping to provide some enlightenment for the safe development of the market economy.

Keywords

Block chain technology, P2P lending, Risk control