Author(s)

Xinyue Zhang

Corresponding Author

Xinyue Zhang

Abstract

Internet finance promotes the development of inclusive finance and provides great convenience for the financing of small and micro enterprises and individuals, but it also increases the stakeholders and complexity of financial risks. This paper discusses the credit risk, operation risk and information security risk of internet financial products. Based on the law of large numbers, this paper suggests the introduction of insurance companies, the determination of loan interest rates and the control of credit risk to stimulate the healthy development of internet finance.

Keywords

Internet finance, Finance risk, Law of Large Numbers