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Web of Proceedings - Francis Academic Press
Web of Proceedings - Francis Academic Press

Research on the Financial Services of Small and Medium-sized Micro-enterprises from the Perspective of Big Data

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DOI: 10.25236/icemeet.2019.252

Author(s)

Nie Yongfang

Corresponding Author

Nie Yongfang

Abstract

With the development of China’s market economy, a large number of enterprises have emerged in China. In order to facilitate the management of the market, the state divides the enterprises into several levels according to their scale, so as to facilitate the formulation of corresponding policies according to different enterprise scales. In order to expand the scale of enterprises and promote the development of enterprises, small and medium-sized micro-enterprises are often in need of financing. In financing activities, they often encounter financing difficulties or expensive financing problems. Moreover, due to the lack of fixed assets and the low credit of enterprises, they often encounter obstacles when carrying out loans and the amount of loans is small. The difficulty of loans also exists in the financial services of small and medium-sized micro-enterprises. This paper studies the financial services of small and medium-sized enterprises from the perspective of big data, and puts forward some effective ways to improve the financial services of small and medium-sized enterprises.

Keywords

Small and medium-sized micro-enterprise, financial service, big data