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Ways of Financial Literacy Education under the Background of College Students' Online Loan

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DOI: 10.25236/icemeet.2019.226

Author(s)

Xiaoguang Sun, Chaoyue Deng

Corresponding Author

Xiaoguang Sun

Abstract

Online lending is the product of Internet plus finance. It is also a necessary manifestation of finance in today's economy and society. It may have an impact on various fields, and it is the financial category generated by finance under the promotion of network technology, one of the important molecules of the social group. For many new things, they are full of curiosity and like to explore new knowledge. As a new product of finance, online loan can greatly satisfy the loan demand of some poor students, but at the same time there are certain hidden dangers due to lack of supervision and problems such as the lack of financial literacy of college students, the phenomenon of network chaos loans, and finally unable to repay, leading to a recurrence of a tragedy. Therefore, this paper analyzes and studies the financial literacy education path under the background of college students' online loan, and hopes to help college students to correctly use online loans.

Keywords

College Students, Online Loan, Financial Literacy, Educational Approach, Analysis