Author(s)

Yanlai Xie

Corresponding Author

Yanlai Xie

Abstract

This paper reviews the development of inclusive finance in China, and theoretically analyzes the factors that lead to the imbalance of rural financial supply and demand. Rural financial supply will be affected by financial repression. In addition, effective market regulation will promote the increase in rural financial demand. However, the development of inclusive finance in rural areas of China faces many constraints such as insufficient rural financial supply, rural financial repression, uncertainty and asymmetry in agricultural risks and returns, and excessive government intervention. These factors will constrain the development of rural inclusive finance. Therefore, the author puts forward some policy recommendations to promote rural financial development.

Keywords

Rural finance, Inclusive finance