Author(s)

Liujie Tang and Zhengxin Tan

Corresponding Author

Liujie Tang

Abstract

Based on the theory of over-indebtedness, the status quo of undergraduate students and graduate students' debt is studied. This paper mainly uses the debt data collected in Yunnan University of Finance and Economics located in south-west China. It examines the debt data of college students, quantifies and analyses the causes leading to over-indebtedness. Meanwhile, the Logit model is used to study the liability factors affecting college students. Descriptive statistics show that the debt of college students are related with grade or age, the consideration of their solvency positively. The own income, the parental income and family wealth do not affect the debt of college students.

Keywords

Over-indebtedness, Logit, College Students.