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Web of Proceedings - Francis Academic Press
Web of Proceedings - Francis Academic Press

Research on the Security Mechanism of School Sports Insurance on Campus Football

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DOI: 10.25236/iwass.2018.040

Author(s)

Bin Dai, Ning Li, Shihui Yu

Corresponding Author

Bin Dai

Abstract

School sports insurance is an effective method to transfer risks of students’ accidental injuries and relieve the worries of schools; it is suitable for school sports including football. At present in China, the insurance system for accidental injuries caused by campus football has not yet been established. Schools have to adopt a “negative” attitude in football teaching, which goes against the principle of vigorously promoting campus football in our country. Therefore, based on international experience and China’s actual situation, this paper puts forward a physical education insurance system suitable for campus football, and analyses the product composition, insurance liability, insurance strategy and compensation process of this insurance system. Through improving laws and regulations, cultivating peoples’ awareness of self-insurance and strengthening industry supervision, the institutional guarantee for the school sports insurance system can be fostered.

Keywords

School Sports Insurance, Accidental Injury, Campus Football, Insurance Mechanism