Author(s)

Zhu Xiangcai, Liu Wenling

Corresponding Author

Zhu Xiangcai

Abstract

This paper uses FTA technology to analyze and evaluate the risk index so as to ensure that the credit is not affected, and to establish a scientific credit scheme and enterprise credit evaluation system. The research index system is divided into 9 types and 76 specific indicators. The research methods and results will improve the risk system of the loan and promote the adhesion between the information technology and financial loan, which is of great importance. According to the quantitative indicators, to establish a detailed credit file, determine the different credit grades, check the different loan lines and interest rates, implement the differential management, and gradually establish and improve the risk evaluation system.

Keywords

Fault Tree Analysis, Enterprise Credit, Evaluation System