Author(s)

Yueting Jiang

Corresponding Author

Yueting Jiang

Abstract

At the present stage, artificial intelligence technology is developing rapidly, and all walks of life are undergoing profound changes. The financial industry, with its rich data and standardized processes, has become an important field for the application of artificial intelligence technology. This article analyzes the main manifestations of FinTech innovation driven by artificial intelligence, and discusses the technological, data, and other factors that affect FinTech innovation. Furthermore, it proposes corresponding technological, data, and other risk management strategies, aiming to promote the sustainable development of FinTech under safe and controllable premises, and provide theoretical and practical references for the healthy development of the financial industry.

Keywords

Artificial Intelligence; FinTech; Technological Innovation; Risk Management; Influencing Factors