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Web of Proceedings - Francis Academic Press

Research on Problems and Countermeasures of P2P Campus Network Lending Platform from the Perspective of Game

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DOI: 10.25236/busem.2018.044


Zhang Yujuan, Yuan Fang, Wu Huaqiong, Xu Xia

Corresponding Author

Zhang Yujuan


P2P campus network loan platform, as the product of Internet financial innovation, has been developing rapidly, but it has been stuck in the bottleneck period of development due to various reasons. Lending through network platform at home and abroad, and comparison between Chinese and foreign net platform loan rate of interest, risk control, capital source of differences in such aspects, as well as the advantages and disadvantages are described in this paper; The dynamic game model of incomplete information is constructed through the status quo, and the optimization of benefits is realized under the premise of reasonable risk aversion. Finally, according to the status of the questionnaire, according to the questions reflected in the questionnaire, the proposal of P2P campus network lending platform is proposed to provide college students with practical needs, safe and reliable products, and gain social recognition.


P2P campus network loan, Internet finance, Incomplete information dynamic game.