Author(s)

Dong An, Jianfang Li, Man Liu

Corresponding Author

Dong An

Abstract

Recently, the rapid development of Internet technology produces the rapid development of Internet finance, which improves the financing efficiency of the block to carry out the new way of supply and demand of funds, break the financial monopoly and bring obvious innovation of the new model of financial services, and financial services in new areas in China. This paper mainly discusses difficulties and problems in the loan financing for small and micro enterprises encountered in the past mode and the past bank loans, and makes analysis on P2P, electronic business platform, and so on.

Keywords

Internet finance, small and micro enterprises, financing model.