Author(s)

Xiao-Ling Zheng

Corresponding Author

Xiao-Ling Zheng

Abstract

Digital Inclusive Finance, supported by digital technology, can make up for the deficiencies of efficiency and quality of financial services in traditional financial institutions. Based on the coverage level of Internet and the development of financial institutions in rural areas of Fujian Province from 2015 to 2018, this paper obtains evidence of the development foundation of digital inclusive finance in rural areas of Fujian Province through data processing and investigation. The results show that the supporting system of rural digital inclusive finance in Fujian Province is still not sound, financial institutions are mutually exclusive, and the rural financial risk compensation mechanism is not perfect. In order to promote the wide implementation of digital inclusive finance in rural areas of Fujian Province, a rural digital inclusive financial security system shall be built to strengthen financial supervision.

Keywords

Digital inclusive finance, Financial institutions, Credit supervision