Author(s)

Junyu Yao, Xuehong Zhao, Ziwei Xu

Corresponding Author

Xuehong Zhao

Abstract

Under the background of the 19th National Congress of 2017 and the Central Economic Conference and supply-side structural reform, China is also facing the impact of market factors such as the global economic pressure and the slowdown of domestic economic growth. Therefore, the real economy as the pillar of the national economy must bear the role of “stabilizer”, while the financial industry dominated by commercial banks should also return to the original work of serving the real economy, thereby helping the national economy to make progress while maintaining stability and healthy sustainable development. On the theoretical level, this paper will explore the current situation of commercial banks serving the real economy in the past three years, and on the basis of the overall good situation of the national economy analyze the data of a series of problems such as single financing structure, high financing cost, and commercial bank's own barriers in the development of the real economy. Finally, the corresponding measures will be proposed based on the problem.

Keywords

Commercial bank; Real economy; Problem; Measure