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Web of Proceedings - Francis Academic Press
Web of Proceedings - Francis Academic Press

Perfection of the Protection Mechanism of Insurance Consumers' Rights under the Era of Financial Technology

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DOI: 10.25236/ermbfe.2019.134


Ma Li

Corresponding Author

Ma Li


At present, China's Internet finance business is developing rapidly, and the Internet insurance industry is gradually embarking on a rapid development path, showing the characteristics of large changes in industrial structure, significant increase in consumer scale, and high concentration of industry participation. At the same time, however, due to the lack of industry systems and laws and regulations, financial consumer rights and interests suffered large losses, which is not conducive to the healthy development of the financial industry. Based on this, this paper analyzes the problems existing in the protection mechanism of insurance consumers' rights under the financial technology era, and then proposes corresponding protection mechanisms.


Financial technology; Insurance; Consumer; Protection of rights; Mechanism