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Web of Proceedings - Francis Academic Press
Web of Proceedings - Francis Academic Press

On the Impact of Financial Services on the Development and Innovation Ability of Small and Medium-sized Technological Enterprises

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DOI: 10.25236/ermbfe.2019.133


Ma Fushan, Shao Chunhui

Corresponding Author

Ma Fushan


In the process of modern social and economic development, financial services play an important supporting role. In the process of enterprise development, financial support provided by financial institutions is inseparable. At present, technology-based SMEs face financial problems, which is not conducive to the sustained and steady development of enterprises. Based on this, this paper deeply analyzes the impact of financial services on the innovation ability of small and medium-sized science and technology enterprises from three aspects. It also proposes the path for enterprises to obtain financial support, such as improving the credit guarantee system, building a corporate innovation fund, and enriching financing channels.


Financial services; Innovation capability; Impact research; Technology-based SMEs