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Web of Proceedings - Francis Academic Press

Current Status and Future Direction of Internet Financial Ecosystem

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DOI: 10.25236/ermbfe.2019.102

Author(s)

Qian Huang

Corresponding Author

Qian Huang

Abstract

Based on mobile Internet technology, Internet finance has broken through the limitations of traditional finance in terms of time and space, and has formed a strong vitality and inclusive characteristics. There is not only independence but also competition and symbiosis among the subjects including multiple subsystems. Moreover, external environment and internal entities interact with each other, but local management cannot result in expected results. Therefore, it is necessary to plan the Internet financial system as a whole. The introduction of biological ecological concepts to the study of Internet finance can more comprehensively consider internal factors and interactions of the entire Internet finance ecosystem. This work first researched on the development status of Internet finance internationally, and then summarized the development direction of the Internet financial ecosystem.

Keywords

Internet finance; Ecosystem; Development status; Development direction