Author(s)

Hongmei Sun

Corresponding Author

Hongmei Sun

Abstract

Internet loans are the product of the “Internet + Finance” concept. Finance is an important core of economic and social development today, and its impact on each group cannot be underestimated. One of the most active groups of college students in today's social life is always full of curiosity and desire to explore for new things. Based on this, the paper studies the financial literacy education in the context of online loans, and analyzes the role of online loans on students. It is concluded that online loans are more harmful than college students, but because of the lack of supervision, college students lack financial literacy. The irrationality of consumption concept makes online loan tools a hindrance to the healthy growth of college students. How to put financial literacy training on the agenda from the aspects of curriculum introduction, activity setting and integrity awareness education, help students protect themselves and adapt A growing society.

Keywords

College Students; Online Loans; Financial Literacy; Educational Approach