Author(s)

Zhu Yufeng

Corresponding Author

Zhu Yufeng

Abstract

China's aging problem is constantly intensifying. The liberalization of the second-child policy on January 1, 2016, to a certain extent, can improve the birth rate. However, with the development of economy and the change of people's ideas, the birth rate will not be greatly improved, and the aging problem is irreversible. Therefore, the discussion on the issue of endowment insurance is It is necessary. In the 1940s, American society entered the stage of aging. It was one of the earliest countries to enter the aging society. The problem of aging attracted great attention of the American government. In order to solve the problem of aging, various special organizations were set up. The United States has rich experience in solving the old-age problem, and the system is relatively perfect. The current American old-age insurance system is a relatively effective, stable and successful system. The continuous establishment and improvement of the American old-age insurance system has a good inspiration for China to solve the aging problem. This paper focuses on the evolution and development of the American endowment insurance system and then on this basis to China's endowment insurance system inspiration.

Keywords

Aging, endowment insurance system