Author(s)

Wang Meng

Corresponding Author

Wang Meng

Abstract

Efficiency has become an important goal of future economic change, and it is important for enterprises to make efficient investment, which can provide impetus for the realization of enterprise strategy, the value reengineering of industrial chain, and the allocation of social resources. However, due to financing constraints and cost issues, inefficient investment behavior is still widespread, thanks to technological upgrades, consumption levels and other factors, China's digital financial development is gradually improved. In this article, we explore how digital finance affects investor performance by using data from the Digital Finance Index and SMEs. This thesis formulates a hypothesis, constructs a model, and analyzes it. We use these empirical analyses to assess the association between digital finance and investor performance, and ultimately draw our findings and give our policy recommendations. On this basis, the paper puts forward several policy recommendations: first, the government should actively promote the development of digital finance; second, it should take the initiative to carry out digital transformation to facilitate the investment of enterprises.Online operations and services should be improved; proprietary corporate and individual credit assessment models should be constructed and continuously optimized.

Keywords

Digital Finance; Corporate Investment Efficiency; Digital Transformation