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Web of Proceedings - Francis Academic Press
Web of Proceedings - Francis Academic Press

Countermeasures for Credit Risk Control of Small and Micro Enterprises in Commercial Banks

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DOI: 10.25236/iwass.2021.010

Author(s)

Huiyuan Jia

Corresponding Author

Huiyuan Jia

Abstract

This paper starts with the operating status, management model and financial status of small and micro enterprises, focuses on analyzing the risks faced by commercial banks in the credit business of small and micro enterprises, and finds a series of problems in credit risk management, and then proposes to improve banks’credit risk recommendations on management and control in order to better promote the win-win and healthy development of banks and enterprises.

Keywords

Commercial banks, Small and micro enterprises, Credit risk