Author(s)

Huidan Xu

Corresponding Author

Huidan Xu

Abstract

As a new type of insurance program, microinsurance has begun to appear in rural areas of some developing countries and is developing rapidly. Microfinance is an inevitable product of the spread of modern financial services to rural areas, and has gradually become a means of poverty alleviation and development, which has been widely adopted by more and more developing countries. Based on the author's learning and practical experience, this paper first analyzed the risk factors in rural micro-insurance in Sichuan Province, and then put forward the corresponding prevention and control strategy. The results of this study will help to build a new rural risk management system with small insurance as the core, promote the development of rural economy and accelerate the construction of new rural areas in China.

Keywords

Rural, Micronsurance, Risk factors, Risk management.